Your child is the most important part of your life. Life is unimaginable without your child. It would not be wrong to say that after your child comes into your life; your child inevitably becomes your life. Securing the future of your child so that they can have peace financially and mentally seems like the most important priority. You can do this with the help of the LIC child plan.

The LIC Child Plan is a life insurance plan meant to serve and meet the needs of your child. This secures the future of your new born baby even long after you are not a part of their life. The LIC Child Plan secures the financial future of the child, ensuring the parent of a better life for their child. Your child is the apple of your eye and deserves the best life. Choosing the best LIC children plan can be a bit tricky given the many policies available. Some of the best LIC child plans are as follows:


This LIC Child plan is truly the best LIC policy for new born baby girls. It is aimed at serving the various financial needs of the child long after the parent is not present. It works to fulfill the financial requirements at the most important stages of your child, especially a new born baby girl:

  • Education,
  • Marriage,
  • Life Cover and
  • Other needs as a child grows.

These needs are fulfilled by way of the numerous benefits that the policy offers. They are as follows:


The LIC Premium Waiver is probably the best feature that allows a waiver of the premiums, as the name suggests, in case of loss of life of the proposer. This does not cause any financial burden on the child.


As the life assured child reaches the age of 18, 20 and 22, 20 percent of the basic sum assured is paid, given that the policy is active, when the life assured survives the term of the LIC policy.


All of us want our child’s educational and academic career to be well-off. The LIC Jeevan Tarun Policy is the perfect way to secure a good education for your child. This is again included in the list of the best policy for new born baby girls. The policy would make sure that your child does not have to depend on anybody for their future. It can be purchased just when the child is born to near about when the child attains 12 years of age. It has numerous benefits as well:


The proposer can arrange for the life assured to get annual payments anytime between the ages of 20 to 24 and the total sum when the policy matures. The portion of the payment can also be set and decided by the proposer.


The maturity benefit makes sure that the life assured is paid a maturity benefit as the percentage of the sum assured is chosen earlier.